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Enroll now for hassle-free home financing options with multiple bankings. We have a separate division for a home loans. A dedicated team is allotted to fulfill the requirement from home loan application processing till its closure or possession.

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Home Loan Affordability Calculator | Housenotch Home Loan Affordability Calculator – Housenotch

Home Loan Eligibility Calculator

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Documents Required for Home Loans:

Documentation of Identity

Valid Passport
Pan Card
Voter Identification Card
Driving License

Residence Proof

Valid passport
Electricity Bill
Aadhaar Card
Driving License
Water Bill
Telephone Bill

Additional Document

Statements of all bank accounts owned by the applicant for the past six months
Application form with 3 passport-sized photographs attached
A company’s identification card
Any other ongoing loan from another bank or financial institution that the applicant has had over the past 12 months

Documents to prove income:

For Self Employed/ Business Persons/Co Applicant

TDS Certificate
Business Licensing Details
Qualification Certificate (Doctors/ CA / Other professionals)
Last 3 Years Income Tax Return
Address Proof of Business
CA audited Balance Sheet and 3 year Profit and Loss Account

For Salaried persons/Co Applicant

Form 16 or Tax Return for the last 2 years
Last 3 month Salary Slip

Home Loan Eligibility

Eligibility Basic Criteria:

Age
Type of Resident
Employment
Net Annual Income
Residence Proof
CIBIL Report

Age Required 18 years to maximum 70 years. Certificate
Loan Applicant Must belong to any 1 of the criteria: (a) Resident India (b) Person of Indian Origin (PIO) (c) Non Resident India (NRI)
Salaried / Self Employment (any 1)
5 to 6 Lakh annual income depending on category of employment.
A permanent residential address Proof / He or She must have rented agreement of home residing more than 2 year before applying home loan.
Atleast 750 or more required to get home loan